Transparent pricing
Annualised Percentage Rate (APR) calculator
Short-tenor loans look cheap when quoted as "1% per day" — and eye-watering when quoted as APR. Both numbers are real. This calculator surfaces the APR, the all-in cost, and the line-by-line breakdown so there's nothing hidden.
Calculation excludes stamp duty (recovered separately per state) and any prepayment buyback. GST of 18% is applied on the processing fee.
Indicative quote
Pick your numbers on the left.
See the full Charges & fees and Fair Practice Code. Indicative only; actual sanctioned terms are shown on the Key Fact Statement before acceptance.