Can you borrow from us?

Static criteria

Citizenship

Resident Indian

Age

21 to 58 at application

Employment

Salaried with monthly in-hand salary ≥ ₹ 35,000

Bureau score

≥ 600 (CIBIL / CRIF)

FOIR

Existing + new EMI < 50% of monthly salary

Geography

Pincode in serviceable list

KYC

Valid PAN + Aadhaar

Meeting these does not guarantee an offer. The final decision is taken by the lender NBFC's underwriting engine based on bureau pull, AA bank statement analysis and policy rules in force.