A fresh coat. A new kitchen. A repaired roof.
Small home upgrades pay for themselves in comfort. Fund paint, plumbing, electrical, flooring or a kitchen redo without dipping into your savings.
Pay the contractor
Money arrives in your account; pay any vendor directly via UPI, IMPS or cash.
No collateral
We don't take a charge on your house. It's still entirely yours.
Step-up later
Repay this loan on time and you become eligible for a higher limit for the next project.
- • Age 21–58 years
- • Minimum monthly salary ₹35,000
- • Salaried (private) · Salaried (PSU/Govt) · LLP partner
- • 6+ months job experience
- • Indicative credit score ≥ 650
- • Geo: All-India (subject to NBFC's serviceable pincodes)
Final eligibility and sanctioned terms are decided by our partner NBFC and shown on the Key Fact Statement before you accept.
Is this a 'home loan'?
No. This is an unsecured personal loan you can spend on renovation. It is not a mortgage and does not affect your home's title.
Do I need quotations from contractors?
No. You decide who to hire and what to fix.
Can I use it for furniture?
Yes — sofas, modular wardrobes, beds, appliances, anything that improves the home.
Money in your account in minutes.
4-minute application. No paperwork. Direct bank transfer.
Apply now →