EMI-style pricing on every store.
Phones, laptops, washing machines, festival shopping, big-day outfits — borrow upfront, repay over months. No card needed, no store tie-ups, no quiet 'no-cost EMI' interest hidden in the MRP.
Any merchant
Cash in your bank — buy from Amazon, Flipkart, your local store, anywhere.
Honest pricing
Unlike merchant 'no-cost EMI' offers, our APR is on the table before you accept.
Festival ready
Pre-approved repeat customers can borrow during the sale week and repay over the next quarter.
- • Age 21–58 years
- • Minimum monthly salary ₹35,000
- • Salaried (private) · Salaried (PSU/Govt) · LLP partner
- • 6+ months job experience
- • Indicative credit score ≥ 650
- • Geo: All-India (subject to NBFC's serviceable pincodes)
Final eligibility and sanctioned terms are decided by our partner NBFC and shown on the Key Fact Statement before you accept.
Is this cheaper than a credit-card EMI?
It depends on the card and the merchant. Our APR is transparent — use the APR calculator to compare against your card's effective rate.
Do I need to upload an invoice?
No. You decide what to buy and where.
Can I split across multiple purchases?
Yes — once funds hit your account, you can spend them on as many things as you like.
Money in your account in minutes.
4-minute application. No paperwork. Direct bank transfer.
Apply now →